Remember this acronym – CFAR

person holding world globe facing mountain

17 December, 2021

I’m standing on a hill and sticking to it.  You MUST buy travel insurance.  Just as a good guidebook is a $20 investment for a fantastic journey, the same can be said for travel insurance.  Travel happens.  Things go wrong.  Protect yourself over unforeseen losses incurred while travelling, either domestically or internationally.

This is where CFAR comes in.  It stands for Cancel For Any Reason.  This comes with comprehensive plans, often times, and will give you coverage of trip cancellation, lost luggage, flight delays, public liability, and other expenses.  In this era of COVID-19, the Delta variant, and Omicron, you want to have piece of mind.  Didn’t you plunk down a whole bunch of money for this trip?  Why would you want to lose all that money?  Be sure to read your plan.  In many cases CFAR is only available in the first weeks after you have booked a trip. 

The educated traveler is empowered to make smart travel decisions including where to book airfare and hotels, and whether to insure their trip against threat of disaster.

Your belongings can suffer from theft, damage, or loss.  Get travel insurance.  Are you worried what you would do in a medical emergency?  Get travel insurance.  Are you worried about something happening on your journey?  You’re afraid something might happen that would make you cancel or interrupt your trip?  Get travel insurance.  Would you like having an assistant in a travel emergency?  You better pack travel insurance.

Use a rule of thumb:  the longer it takes to get to a destination, the more that trip needs insurance.  I live 1-1/2 to 2 hours from New York City.  I wouldn’t get trip insurance for that kind of trip.  But going to Bermuda is a whole different matter.

You can go one of two ways.  Purchase travel insurance through the cruise line or buy independently.  Frankly, I only care that you get it.  Cruise line plans are convenient and easy to deal with.  Independent are probably less expensive.  Just please, buy it.

Published by destinationdouglas

Independent Travel Advisor Extraordinaire! Enhance your travel dreams with concierge service. Specializing in cruising with Virgin Voyages, Celebrity Cruises, Norwegian Cruise Line, Royal Caribbean, and coming very soon Princess and MSC with Reach for the Magic Destinations. Adventure Awaits!

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